The Process
Gone are the days when getting a payday loan required a mountain of paperwork and a long wait in line. At PaydayLoansOnline, we take pride in keeping the process simple and to the point. Here's how it works:
Step 1: Fill out the application. It's quick, easy and painless.
Step 2: Make sure all of your information is accurate and submit the application.
Step 3: Await your decision. In most cases, your lender can give us a decision within just a couple of minutes.
Step 4: Sign your documents electronically.
Step 5: Check your account. Your lender will let you know when to expect your money.
It's that easy! As long as you meet the basic requirements, we can find an online payday loan for you. To be eligible to use our services, you must:
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Be an adult. You must be over the age of 18.
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Be a United States Citizen. We wish we could help everyone, but PaydayLoansOnline can only work with legal U.S. citizens.
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Have a stable job with regular income. We need to know exactly when your paydays are in order to collect on your loan.
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Have a bank account in good standing. If you don't, open one!
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Have an email address that you check at least once a day. That's how we communicate with you.
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Have a working phone number. We need to be able to call you to get more information, to follow up on your loan, or for any other reason.